Account Receivables

Question by bynam: How to handle bad credit debt thats almost 10 years old but it still shows up on my credit reports? I have atleast 4 major credit debts that was in the early 90′s i thought bad debt only remains on your credit for no longer than 7 years its almost over 10 [...]

Question by agleft67: does any one know which dept store card reports to all three credit bureaus? Best answer: Answer by hivoltgflyWell I know Macy’s does because I have them. I am unsure if your question is which ones report your payment history, balance, etc to the credit bureau or which ones use all three [...]

Question by tombo: Why is one of my credit reports totally blank? Ok, so I have 12 different accounts, all of which are reported and updated regularly by Experian and Transunion. However, my Equifax report is completely blank – 0 accounts, no address, nothing. I sent a letter to Equifax and they said that they [...]

Question by Phillyfan23: How do credit reports base their reporting balance? I know about grace periods and how important utilization is on your credit rating. So let’s say I use my card for just paying my phone bill. I pay the phone bill the 15th, and then the credit card bill the 1st of the [...]

Question by .: Does anybody know of a SECURED Credit Card that REPORTS as a UNSECURED Credit Card to the Major Credit Bureaus Best answer: Answer by SteveI dont know about those but you can get these Prepaid Credit Cards that for a small fee about $ 10 will track your purchases like an unsecured [...]

Question by portia s: Credit report. where do I get the 3 credit reports that the government says we entitlted to receive for free..? annually. Not sure if this is a scam but from what I understand I am entitled to receive one from each bureau annually for free. If anybody knows anything about this, [...]

Question by Troy M: Disputing incorrect information on credit reports? I have two collection accounts reported on my credit report. Both of them have been paid already, however, the information on credit report isn’t accurate: 1- One account that was paid in June 2009, was reported to be paid in December 2009 2- Second account [...]

Question by zane b: How do I get free crdit reports? I need a free credit report from all three credit bureaus, without using a credit card Best answer: Answer by LB CentaurThe OFFICIAL site is www.annualcreditreport.com You get one free report from each bureau per year. I spread my out and get one from [...]

Question by jelly: Credit Reports? I need to get an 800 number for Experian and the other credit bureaus because they have all the incorrect information on my credit report. Please advise. Best answer: Answer by myownsecretarydotcom(800) 311-4769 Call or write: Equifax: (800) 685-1111 Equifax Credit Information Services P.O. Box 74024, Atlanta, GA 30374 Experian: [...]

Question by starchild: I am looking at a credit card that reports to the bureaus monthly to help me raise my credit score quickly…. I declared chapter 7 about one year ago. I am never late with a utility but I know that I need to have credit to build credit. This card says they [...]