Account Receivables

Question by Randall M: Would it cause my credit score to go down, if I paid off bad debt? I have around $ 3500 in very delinquint debt. I have the money to pay it off and would love to do so, but I have heard that if you do that, it will cause your [...]

Question by Rocket Queen: A have a bad debt from 2 years ago, want to pay it off How if any will it effect my credit score? Thanks!? It has been in collections and I’m sure lower my credit score. But if I completely pay off my debt, does my score go back up, or [...]

Question by Stacy R: Can my fiances bad debt hurt my credit score when we are married? Me and my fiance are getting married in october if he doesnt pay off his old debt will it hurt my credit score and my credit too. Best answer: Answer by labdogs4meAbsolutely!!! Give your answer to this question [...]

Question by Luke: If not all creditors report to all 3 agencies, is it possible to have a great score even with bad debt? If I had a few credit cards that didn’t report to experian, and did to lets say the other two, is it possible that even with bad debt/histories, etc, one agency [...]

Question by madeinguam: What’s the easiest way to repair my credit score when I’ve already eliminated my bad debt? I screwed up years ago and I’ve already paid off those bad credit card debts. The only debts I owe now are a student loan (always paid on time), a new credit card (paid on time [...]

Question by frend: troubled home owner? what could happen on my credit score from 3 credit bureaus? if i tell my lenders that they can have the house. But i’ve never been late on any payments for this mortgage. Will this show up on my credit report for the next 7 – 10 years? Can [...]

Question by Burton: If you borrow off of Prosper.com, does it affect your credit score and do they report it to credit bureaus? I’m looking for an installment loan since all I have is credit cards. I have average credit but want an installment loan. I live in CA and want to improve my credit [...]

Question by DJC: Why does a “hard inquiry” bring down your credit score? Why does your credit score go down every time someone else looks at your credit report? Is applying for credit somehow a bad thing in the eyes of the credit bureaus? Why do you get punished for someone looking at your score? [...]

Question by StephenWeinstein: What, if anything, should I do to raise my credit score? The computer says: “Why Is My Score 828? 1. The time since your most recent account opening is very recent Research shows that consumers who have recently opened new credit accounts are slightly more likely to miss payments than those who [...]

Question by TNA Ambassador: Question about paying your bills ontime to improve your credit score? They say that you need to pay your bills on time and keep low balances on your credit card to raise your credit score. My question is, what bills are they talking about if the bills you are paying dont [...]